Select Auto Protect vs. Olive Car Warranty

When your car’s original warranty expires, you could be left with the financial burden of unexpected repairs and maintenance costs. An extended warranty offers a solution to this issue by picking up where your original coverage left off. When you purchase an extended warranty, you can rest assured you’re protected in an emergency and off the hook for expensive bills at the auto shop.

Shopping for an extended warranty takes time and consideration. It’s important to consider all of your available options and compare the pros and cons of different providers. Select Auto Protect is just one of many extended warranty products on the market. In this guide, you’ll learn all about Select Auto Protect and a top competitor: Olive Car Warranty. Read on to get all the details on both companies so you can feel confident when you purchase your new plan.

Select Auto Protect vs. Olive Car Warranty: Overview

Before we dive into the specific details of the Select Auto Protect and Olive plans, here is a comparison chart summarizing each company:

	Select Auto Protect	Olive
Experience in the Industry	30+ years	20+ years
24/7 Claims	Yes	No
Unlimited Service Calls/Claims	Yes	Yes
Deductible	$100 per claim	Up to $500 per claim
Number of Plans Offered	3	3
Money Back Guarantee	Yes (30-Day)	Yes (30-Day)
Cancellation Policy	Full refund if canceled within 30 days of purchase	Full refund if canceled within 30 days of purchase
Roadside Assistance	Included in all plans	No
Additional Benefits	Trip interruption benefits Towing coverage Gas refill services Payment plans	Towing coverage Rental car coverage
Sample Contract Available	Yes	Yes

Select Auto Protect Overview

Unexpected auto maintenance and repairs often come with a great deal of stress. Select Auto Protect has three extended warranty plans to help ease overwhelm. Under each plan, drivers may bring their vehicle to any ASE (National Institute for Automotive Service Excellence) mechanic throughout the United States. Select Auto Protect also does not require a separate inspection before your car is repaired. Instead, all that’s required is a quick call to customer service where you’ll provide your current odometer reading and VIN number. 

Select Auto Protect customers also benefit from paying less out of pocket at the auto body shop. You’ll only be responsible for your deductible and we’ll take care of the rest. Have your repair facility call the Select Auto Protect customer service team and they’ll take care of processing the rest of your payment. If you’re not satisfied with your Select Auto Protect extended warranty, the company offers a full money back guarantee within 30 days of purchase. 

Select Auto Protect Warranty: Pros and Cons

Here are some of the main Pros and Cons for Select Auto Protect:

Pros	Cons
Seamless reimbursement and repair payment process	No mobile app
Coverage for vehicles of all ages	Newer to the extended warranty industry
No onsite inspection required
24/7 claims

Olive Car Warranty Overview

Olive was founded in 2006. Since the company’s inception, they’ve processed over four million service contracts. The company partners with some of today’s most reputable insurance companies and offers extended warranty plans for every budget size. Olive’s payment services division, PayLink Direct, is a leading financial services company that specializes in providing interest-free payment plans for the purchase of service contracts for vehicles, RVs, homes, commercial trucks, and more.

Olive Car Warranty: Pros and Cons

Pros	Cons
No waiting period	Doesn’t cover pre-existing conditions
Affordable monthly costs	Coverage terms limited to three years
Choose your own deductible

Select Auto Protect vs. Olive Car Warranty: Coverage 

Here is a summary of the plans and coverage for Select Auto Protect and Olive.

Select Auto Protect Coverage and Plan Summary

Select Auto Protect offers three comprehensive extended warranty plans. Our most basic plan is Select Silver, which provides great coverage at a budget-friendly price. You’ll get protection for your engine, transmission, and cooling system, as well as brakes and electrical. Select Silver customers also have access to our roadside assistance benefits, gas refill services, and rental car program. 

The next tier plan is the Select Gold, which includes everything in Select Silver, plus lock out coverage and protection for your steering system. The Select Platinum plan includes the most features. This top tier plan includes all benefits from the Gold and Silver plans plus coverage for your AC and cooling system, ABS brakes, suspension, and more.

	Select Platinum	Select Gold	Select Silver
Engine	x	x	x
Transmission	x	x	x
Cooling System	x	x	x
Brake System	x	x	x
Electrical System	x	x	x
Drive Axle	x	x	x
Trip Interruption	x	x	x
Gas Refill	x	x	x
Roadside Assistance	x	x	x
Rental Car	x	x	x
Lock Out	x	x
Steering System	x	x
ABS Brakes	x
AC System	x
Heating System	x
Fuel System	x
Turbo/Supercharger	x
Hi-Tech	x
Front Suspension	x
Back Suspension	x

Select Auto Protect Cost

The actual cost of a warranty depends on several factors, including your vehicle’s age, mileage, and make and model. The average price for coverage with Select Auto Protect is between $1,300 and $2,000 in upfront costs, however this could vary depending on your own unique situation.

Olive Car Warranty Coverage and Plan Summary

Like Select Auto Protect, Olive has three plan options to choose from. The Powertrain plan is Olive’s best value and covers most of a vehicle’s essential components. With the Powertrain plan, coverage is provided for all internal lubricated parts as well as key engine components, oil pan and pump, and the turbocharger/supercharger. 

The Powertrain Plus plan contains all features in the Powertrain plan, plus the high-pressure oil pump for diesel vehicles. You also get coverage for your vehicle’s serpentine belt tensioner. The Complete Care plan is the most comprehensive package from Olive. In addition to all of the coverage in both the Powertrain and Powertrain Plus plans, customers benefit from thermostat and oil filter adapter housing coverage. 

In addition to specific component coverage, Olive offers these benefits to all customers, regardless of which plan they choose:

• No waiting period
• Start coverage with up to 140,000 miles on your vehicle
• No yearly mileage limits – coverage up to 185,000 miles

	Powertrain	Powertrain Plus	Complete Care
All Internal Lubricated Parts	x	x	x
Cylinder Block	x	x	x
Cylinder Heads	x	x	x
Diesel Injector Pump	x	x	x
Engine Mounts	x	x	x
Engine Seals and Gaskets	x	x	x
Flywheel	x	x	x
Harmonic Balancer	x	x	x
High-Pressure Oil Pump (Diesel)		x	x
High-Pressure Oil Rails (Diesel)			x
Manifold (Exhaust & Intake)	x	x	x
Oil Filter Adapter Housing			x
Oil Pan	x	x	x
Oil Pump	x	x	x
Serpentine Belt Tensioner		x	x
Thermostat			x
Thermostat Housing			x
Timing Belt	x	x	x
Timing Chain – Cover	x	x	x
Timing Chain & Timing Gears	x	x	x
Turbocharger/Supercharger	x	x	x
Turbocharger Wastegate Actuator			x
Valve Covers	x	x	x
Variable Valve Actuators	x	x	x
Variable Valve Timing Solenoids			x
Water Pump	x	x	x

Olive Car Warranty Cost

As mentioned above, the actual cost of your extended warranty depends on several factors. However, customers report the average monthly cost for an Olive plan ranges from $30 to $90. 

Customer Reviews

In order to get a more accurate picture of what coverage with each company is like, here are several customer reviews for both Select Auto Protect and Olive.

Select Auto Protect Reviews

OnTrustpilot, Select Auto Protect has a 4.4 out of 5 star rating out of over 130 reviews. Here’s what real customers had to say about Select Auto Protect.

“David provided exceptional care throughout the process. From making himself available, talking me through the options and services, and following up to make sure everything went ok with the purchase. I hope the coverage and company provides a product as strong as their representatives, really appreciate his commitment in getting me set up during the holidays.” – Ryan

Adam was very patient and thorough throughout the lengthy process of about 2 weeks it took before I signed on the dotted line! He answered all questions and concerns I had and even went the extra step to match my budget and offer additional incentives that gave me no choice but to close the deal! If you ever need any extended warranty on your vehicle(s), make sure you ask for Adam! He’ll take care of you, for sure! – David

We received a call from Adam yesterday in response to our request for a quote online. Adam was very knowledgeable, he explained everything in great detail, and he answered all our questions. When I told him I needed to present everything to my Husband, and reconnect at 11:00am PDT, he said ok. I also requested both packages via email and what they covered, he was quick and had both quotes in my inbox before we ended our call. Adam kept his word, and called us at exactly 11:00am; I was truly impressed.

Thank you Adam! – Urania

Fantastic customer service! The coverage of my policy was very inclusive and the rate for such extensive coverage was incredible. Adam helped me and provided me with excellent customer service. I’m very happy that I found this service . – anonymous

Olive Car Warranty Reviews

Olive only has two reviews on Trustpilot, however, they do have an A+ rating with the Better Business Bureau and reviews rated four out of five stars. Although the company does business under the name Olive, the official business name is Repair Ventures, LLC. Here are what customers have to say:

I did quite a bit of research before I chose Olive. The process was seamles,customer service was awsome and super friendly. My Mini is in the process of being fixed and paid for minus my deductible by Olive. The claims process is just as easy as setting up your plan. Just want to say thank you for being there when I needed you, you’ve earned a lifetime customer. – Brian

The process of purchasing coverage was seemingly easy. ********* was great and very helpful with getting me through the process. I now have piece of mind knowing mine and my husbands vehicles are covered. I highly recommend their services! – Jennifer G.

Although Olive has a good BBB rating, there are some customer concerns with services and coverage. Olive’s core extended warranty plans don’t include breakdown coverage, which is sold separately, which has led to some confusion.

I had got my Olive extended warranty. Just weeks later my check engine light comes on for misfire. I take it to a shop and they diagnose it as cam and lifter failure. I get them the pictures they need. I was then denied due to them assuming it was a pre existing problem. I mean who the **** knows if it was an existing problem. You can’t tell just by pictures. I just got the car and everything drove fine. I had no engine noises. I just had the check engine light. Don’t waste your time on this warranty. They will try their best and make many excuses not not pay big bills. ” – Mel M.

It is worth noting that a representative from Olive responds to negative reviews and works to resolve the issues. 

Conclusion

Shopping for an extended warranty isn’t always an easy choice. It’s important to weigh the pros and cons of several options before making a purchase. Based on the research, both Select Auto Protect and Olive are wise choices. Despite only being in business for a few short years, the Select Auto Protect team has over 30 years of professional experience in the automotive industry and are experts in business.

Compared to Select Auto Protect, Olive’s coverage isn’t as comprehensive without the additional purchase of Olive’s mechanical breakdown coverage. However, the low monthly cost, the ability to choose your own deductible, and no waiting period are attractive features. 

Select Auto Protect customers are pleased with their extended warranties, as shown on our positive Trustpilot reviews. When it’s time for you to purchase an affordable, comprehensive extended warranty, contact Select Auto Protect today.