Select Auto Protect vs. Protect My Car

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When your car’s original warranty expires, you should consider purchasing an extended warranty for added protection. Extended warranties help shield you from the financial burden of surprise vehicle maintenance and repairs. With an extended warranty, you won’t have to worry about the financial stress of costly bills to fix expensive car problems.

When it’s time to shop around for a new warranty, it’s important to consider all of the available options. Select Auto Protect is just one of many extended warranty providers. In this helpful guide, we compare Select Auto Protect against one of our top competitors: Protect My Car. Read on to learn more about both companies and get the information you need to purchase your new warranty with confidence.

Select Auto Protect vs. Protect My Car: Overview

Before we dive into the specific details of the Select Auto Protect and Protect My Car plans, here is a comparison chart summarizing each company:

  Select Auto Protect Protect My Car
Experience in the Industry 30+ years 20+ years
24/7 Claims Yes Online customer portal
Unlimited Service Calls/Claims Yes Yes
Deductible $100 per claim Up to $200 per claim
Number of Plans Offered 3 3
Money Back Guarantee Yes (30-Day) Yes (30-Day)
Cancellation Policy Full refund if canceled within 30 days of purchase After first 30 days, pro rata refund, less any claims and a $50 admin fee
Roadside Assistance Included in all plans Included in all plans
Additional Benefits

Trip interruption benefits

Towing coverage

Gas refill services

Payment plans

Trip interruption benefits

Rental car reimbursement

Sample Contract Available Yes

Yes – Supreme



Select Auto Protect Overview

Select Auto Protect aims to remove the stress accompanying unexpected auto repairs and maintenance. When you’re at the auto repair shop, customers are only responsible for their deductible. With a quick call to customer service, a Select Auto Protect representative will provide your chosen repair facility with payment information for the rest of the bill. For even more peace of mind, Select Auto Protect offers 24/7 claims processing for all customers as well as a 30-day money back guarantee. 

Under each of the three plans from Select Auto Protect, you can take your vehicle in for service at any ASE (National Institute for Automotive Service Excellence) location within the United States. No onsite inspection is required before bringing your car in for repairs so you can get back on the road faster. Contact our friendly customer service team and provide your VIN number and odometer reading to start the process.

Select Auto Protect Warranty: Pros and Cons

Here are some of the main Pros and Cons for Select Auto Protect:

Pros Cons
Coverage for vehicles of all ages Newer to the extended warranty industry
24/7 claims No mobile app
Seamless reimbursement and repair payment process  
No onsite inspection required  

Protect My Car Overview

Protect My Car was founded in 2005 and is based in Clearwater, Florida. The company offers several service contracts for a broad range of vehicle types. Protect My Car has a mission to put all of their customers first and has a commitment to a best-in-class customer service and quote experience. This is known as “The PMC Way”. Protect My Car handles all business in-house and does not work with any third parties. The company also has its own in-house financing team, which allows for flexible contract terms and low payment options for customers.

Protect My Car Extended Warranty: Pros and Cons

Pros Cons
Plans include oil changes and tire rotation Lower mileage limits than some competitors
Plans cover vehicles of all ages Not available in the following states: AK, CA, HI, MO, OK, or WA
Flexible payment terms  

Select Auto Protect vs. Protect My Car Warranty: Coverage 

Here is a summary of the plans and coverage for Select Auto Protect and Protect My Car.

Select Auto Protect Coverage and Plan Summary

With three comprehensive extended warranty plans to choose from, Select Auto Protect has options for every budget. The most basic plan is Select Silver, which provides comprehensive coverage at a price that won’t break the bank. Protection includes engine, transmission, and cooling system coverage, as well as brakes and electrical. Select Silver customers also benefit from roadside assistance benefits, gas refill services, and access to a rental car program. 

Select Gold is our middle-tier package, which includes everything in Select Silver, plus protection for your steering system and lock out coverage. The Select Platinum plan is Select Auto Protect’s premium offering and includes the most features. The Select Platinum plan includes all benefits from the Gold and Silver plans plus coverage for your AC and cooling system, ABS brakes, suspension, and more.

  Select Platinum Select Gold Select Silver
Engine x x x
Transmission x x x
Cooling System x x x
Brake System x x x
Electrical System x x x
Drive Axle x x x
Trip Interruption x x x
Gas Refill x x x
Roadside Assistance x x x
Rental Car x x x
Lock Out x x  
Steering System x x  
ABS Brakes x    
AC System x    
Heating System x    
Fuel System x    
Turbo/Supercharger x    
Hi-Tech x    
Front Suspension x    
Back Suspension x    

Select Auto Protect Cost

The actual cost of a warranty depends on several factors, including your vehicle’s age, mileage, and make and model. The average price for coverage with Select Auto Protect is between $1,300 and $2,000 in upfront costs, however this could vary depending on your own unique situation.

Protect My Car Warranty Coverage and Plan Summary

Like Select Auto Protect, Protect My Car has three plan options to choose from: Driveline, Select, and Supreme. Each of the plans are fairly comprehensive and are a bit pricier than some budget extended warranty competitors.

Under the Driveline plan, Protect My Car covers key components like air conditioning and heating, engine, transmission, and the fuel system. You also get partial coverage for standard electrical parts. With the Select plan, full electrical coverage is included, as well as everything within the Driveline plan. The Select plan also includes coverage for brakes, steering, and suspension. The highest-tier Supreme plan covers everything in both the Driveline and Select plans, with the addition of the turbocharger. The Supreme plan also has an option to cover high-tech electrical components. 

  Driveline Select Supreme
Air Conditioning/Heating x x x
Transmission x x x
Engine x x x
Fuel System x x x
Cooling System x x x
Drive Axle x x x
Timing Chain x x x
Transfer Case x x x
Differential Assembly x x x
Electrical Partially covered x x
Steering   x x
Front/Rear Suspension   x x
Brakes   x x
Turbocharger     x
High Tech Electrical Components     Optional Benefit

Protect My Car Cost

As mentioned above, the actual cost of your extended warranty depends on several factors. However, customers report the average monthly cost for a Protect My Car plan is between $100 and $150. Total costs per 4 year plan are between $4,000 and $5,000 on average. 

Customer Reviews

In order to get a more accurate picture of what coverage with each company is like, here are several customer reviews for both Select Auto Protect and Protect My Car.

Select Auto Protect Reviews

On Trustpilot, Select Auto Protect has a 4.4 out of 5 star rating out of over 130 reviews. Here’s what real customers had to say about Select Auto Protect.

Fantastic customer service! The coverage of my policy was very inclusive and the rate for such extensive coverage was incredible. Adam helped me and provided me with excellent customer service. I’m very happy that I found this service . – anonymous

Adam was very patient and thorough throughout the lengthy process of about 2 weeks it took before I signed on the dotted line! He answered all questions and concerns I had and even went the extra step to match my budget and offer additional incentives that gave me no choice but to close the deal! If you ever need any extended warranty on your vehicle(s), make sure you ask for Adam! He’ll take care of you, for sure! – David

We received a call from Adam yesterday in response to our request for a quote online. Adam was very knowledgeable, he explained everything in great detail, and he answered all our questions. When I told him I needed to present everything to my Husband, and reconnect at 11:00am PDT, he said ok. I also requested both packages via email and what they covered, he was quick and had both quotes in my inbox before we ended our call. Adam kept his word, and called us at exactly 11:00am; I was truly impressed.

Thank you Adam! 😊 – Urania

“David provided exceptional care throughout the process. From making himself available, talking me through the options and services, and following up to make sure everything went ok with the purchase. I hope the coverage and company provides a product as strong as their representatives, really appreciate his commitment in getting me set up during the holidays.” – Ryan

Protect My Car Reviews

Protect My Car currently has a rating of 4.4 out of 5 and over 3,400 reviews on Trustpilot. Here are several customer reviews:

“Great establishments. Great customer service. Great people in general. Lady helping me was very knowledgeable and friendly. 3xs a yr oil change is a plus. All your auto protection needs. Towing, rent a car, all the above at an affordable rate that will fit your budget. Thank you PMC. Appreciate your business.” – Peya

“It was great knowing that after my car broke down, PMC was right there and stepped right in and pulled me and my car out of a jam…. with no hesitation!!!…there was no problem with getting my car repaired and back on the road with great service and an excellent staff of PMC!!!…I will refer PMC to everyone!… and I have already referred a few of my coworkers and family members to get covered with PMC!!!… that’s the best decision I’ve ever could have made!!!… thank you again so much for your excellent caring hard working staff!!!…I truly trust PMC with the life of my car!!!” – Tammy

“My experience was awesome I thank you guys for living up to everything that you explain to me when I first joined and I did not have to go around the block whatever was covered that I had done was covered and I appreciate it” – Annette

While most reviews were positive, some Protect My Car reviews were less favorable:

“I’m writing this review in regards to protect my car claims department. I had an rental car for several days as my car was in the shop for repair. I paid out of pocket expense and submitted my claim for reinbursement for car rental. I called the claim department for a status update on when I would recieve the reinbursement as it has been over a month. The claims department tried to offer their credit card for the cost of $150 I explain to the represenative that process doesn’t work and I requested a regular check to me mailed to me. The represenative was unprofessional. I requested to speak to a supervisor and the representative said he doesn’t have a supervisor. In additon to paying $150 out of pocket expense the claims department refused to send me a check to cover my expenses. The worse service ever!” – Rae

On each of the negative reviews, a Protect My Car representative addressed the issue and worked to resolve the problem.


When comparing Select Auto Protect to Protect My Car, the research shows both plans are attractive options for an extended warranty. Compared to Select Auto Protect, Protect My Car is a bit more expensive. Another downside is that you cannot purchase a Protect My Car extended warranty if you live in certain states. However, the oil change and tire rotation benefits are a big plus and all plans include highly comprehensive coverage.

If you’re looking for a hassle-free quote experience, dedicated customer service team, and comprehensive coverage, look no further than Select Auto Protect. With our high Trustpilot rating and countless positive customer reviews, it’s easy to see why we’re a great choice for your extended warranty needs. Give us a call today to get your quote started.

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