Select Auto Protect vs. Concord Auto Protect

Select Auto Protect vs. Concord Auto Protect
Select Auto Protect / Blog / Select Auto Protect vs. Concord Auto Protect

When your car’s original warranty reaches its limit, it may be time to consider purchasing an extended warranty. Extended warranties offer protection against costly emergencies, including unplanned repairs and maintenance. When you purchase an extended warranty, you can rest assured that you won’t be burdened with expensive repair bills that could break the bank.

Select Auto Protect is one of the most popular choices for an extended warranty. However, when shopping around for coverage, it’s important to research all providers and their offerings. This guide compares Select Auto Protect to a competitor extended warranty company: Concord Auto Protect. Read on to learn about both companies and their respective plans so you can confidently make your purchase.

Select Auto Protect vs. Concord Auto Protect: Overview

Before we dive into the specific details of the Select Auto Protect and Concord Auto Protect plans, here is a comparison chart summarizing each company:

  Select Auto Protect Concord Auto Protect
Year Established 2020 2013
24/7 Claims Yes Yes
Unlimited Service Calls Yes Yes
Deductible $100 per claim $100 per claim
Number of Plans Offered 3 3
Money Back Guarantee Yes (30-Day) Yes (30-Day); $25 cancellation fee after 30 days
Cancellation Policy Full refund if canceled within 30 days of purchase Full refund if canceled within 30 days of purchase
Roadside Assistance Included in all plans Included in all plans
Additional Benefits Trip interruption benefits
Towing coverage
Gas refill services
Payment plans
Trip interruption benefits
Sample Contract Available Yes Currently unavailable on website

Select Auto Protect Overview

Select Auto Protect’s main goal is to take away the hassle and stress of unplanned auto maintenance and repairs. The company offers three distinct coverage plans, each of which allows you to service your vehicle at any ASE (National Institute for Automotive Service Excellence) location in the United States. Some extended warranty providers require you to receive an inspection prior to taking your car to the auto body shop. However, Select Auto Protect allows you to skip that step – just give us a call with your current odometer reading and VIN.

Select Auto Protect offers customers 24/7 claims processing, along with a 30-day money back guarantee. Additionally, when you’re ready to pay for repairs, you’re only responsible for your deductible. Have your technician put in a quick call to our customer service team, and they’ll handle all of the payment details directly.

Select Auto Protect Warranty: Pros and Cons

Here are some of the main Pros and Cons for Select Auto Protect:

Pros Cons
Coverage for vehicles of all ages Newer to the extended warranty industry
24/7 claims No mobile app
Seamless reimbursement and repair payment process  
No onsite inspection required  

Concord Auto Protect Overview

Concord Auto Protect was founded in 2013 and is headquartered in King of Prussia, PA, a suburb of Philadelphia. The company offers 24/7 live support to customers and a 30-day money-back guarantee on all plans. Through Concord Auto Protect’s Rapid Response system, customers won’t have to wait on hold when they need assistance over the phone.

Like Select Auto Protect, Concord Auto Protect reimburses all eligible repairs and maintenance at any ASE location nationwide. They also offer zero-interest payment plans.

Concord Auto Protect: Pros and Cons

Pros Cons
Rapid Response Customer Service Lower Trustpilot rating
Comprehensive coverage in all three plans Must pay for plans up front or over several months
Zero-interest payment plans  

Select Auto Protect vs. Concord Auto Protect: Coverage 

Here is a summary of the plans and coverage for Select Auto Protect and Concord Auto Protect.

Select Auto Protect Coverage and Plan Summary

Select Auto Protect gives customers three extended warranty plans to choose from: Select Silver, Select Gold, and Select Platinum. The most basic plan is Select Silver, which is perfect for customers who want complete coverage at an affordable cost. Select Silver protects your vehicle’s essential components, like brakes, engine, and transmission. The plan also includes rental car benefits, gas refill services, and roadside assistance.

With the Select Gold plan, customers get all features included in Select Silver with the addition of steering system protection and lockout coverage. Our top tier plan, Select Platinum, includes all features from both the Gold and Silver plans, plus coverage for more elaborate components, like suspension and your AC/cooling system.

  Select Platinum Select Gold Select Silver
Engine x x x
Transmission x x x
Cooling System x x x
Brake System x x x
Electrical System x x x
Drive Axle x x x
Trip Interruption x x x
Gas Refill x x x
Roadside Assistance x x x
Rental Car x x x
Lock Out x x  
Steering System x x  
ABS Brakes x    
AC System x    
Heating System x    
Fuel System x    
Turbo/Supercharger x    
Hi-Tech x    
Front Suspension x    
Back Suspension x    

Select Auto Protect Cost

Although each customer’s unique circumstances determine the final cost, the average price for coverage with Select Auto Protect is between $1,300 and $2,000 in upfront costs, however this could vary depending on your own unique situation. Keep in mind that your vehicle’s age, mileage, and make and model are all taken into consideration.

Concord Auto Protect Coverage and Plan Summary

Like Select Auto Protect, Concord Auto Protect also offers three plans: Powertrain, Advanced, and Premium. The Powertrain plan is the most basic plan available and covers a vehicle’s engine, transmission, drive axels, cooling system, and brakes. It also comes with trip interruption, dead battery coverage, 24 hour roadside assistance, and perks like rental car and locksmith benefits. 

The middle tier Advanced plan includes everything from the Powertrain plan, plus electrical component coverage, all-wheel drive coverage, and protection for steering systems (manual and power). The highest tier plan from Concord Auto Protect is the Premium plan. It includes all benefits from both Powertrain and Advanced plans, plus heating and air conditioning coverage, fuel system protection, and coverage for anti-lock brakes and front and rear suspension.

  Powertrain Advanced Premium
Engine x x x
Transmission x x x
Drive Axel(s) x x x
Electrical   x x
Cooling x x x
Brakes x x x
Trip Interruption x x x
Dead Battery x x x
Out of Gas x x x
Parts & Labor x x x
Towing x x x
Locksmith x x x
Rental Car x x x
24 Hour Roadside x x x
AWD/4×4   x x
Steering (Manual or Power)   x x
Heating     x
Air Conditioning     x
Fuel System     x
Anti-Lock Brakes (ABS)     x
Rear Suspension     x
Front Suspension     x

Concord Auto Protect Cost

As mentioned above, the actual cost of your extended warranty depends on several factors. However, customers report the average upfront cost for a Concord Auto Protect plan ranges from $1,100 to $2,000. 

Customer Reviews

To get a first-hand experience of what coverage with each company is like, here are several customer reviews for both Select Auto Protect and Concord Auto Protect.

Select Auto Protect Reviews

On Trustpilot, Select Auto Protect has a 4.4 out of 5 star rating out of over 130 reviews. Here’s what real customers had to say about Select Auto Protect.

Very helpful, went over pricing and options and was OK with us taking a little bit of time to decide returned my request for an update on cost. Then we went ahead and purchased Very helpful, went over pricing and options and was OK with us taking a little bit of time to decide. Returned my request for a update on cost. Then we went ahead and purchased the plan the plan. – Jack

“David provided exceptional care throughout the process. From making himself available, talking me through the options and services, and following up to make sure everything went ok with the purchase. I hope the coverage and company provides a product as strong as their representatives, really appreciate his commitment in getting me set up during the holidays.” – Ryan

My experience with buying the auto protection went Very smooth. I worked with Russel Walker and he answered all my questions in a timely manner. The five star review is for the buying part not for the claim related experience, I will write one when I submit a claim . – Dalfin

Concord Auto Protect Reviews

Here are several Trustpilot customer reviews for Concord Auto Protect. The company currently has a rating of 3.2 out of over 331 reviews.

Purchased a car warranty plan about 5 months ago when I also purchased my car. So far it has been good and the claim process really is easy. I was amazed how easy everything was for my warranty claim, I kinda thought it would be difficult. But I was wrong the customer service agent went above and beyond and approved it right away. I am a happy customer of Concord Auto Protect. I was NOT even asked to leave a review, I am because I really like the service. – Benny

We purchased our car warranty plan over a year ago right when we got our car from Trusted Auto. We are very happy with everything I had a small repair and my husband called Concord and they took care of it right away. I love everything about the car warranty and it really is nice having the protection of it. I would recommend them to all my friends and anyone else looking for an auto warranty company. – Marisa

I bought my vehicle used from the dealership. It came as is with no warranty. I like to have warranty on my vehicles at all times because repairs are pricey. I called for a quote. My vehicle qualified for the Premium coverage plan which is fantastic because it covers everything on a vehicle that you need for your vehicle to run anyway. I got a fantastic quote and now I feel less stressed because I know Concord Auto protect will take care of me if anything happens to my vehicle. – Katie

Although most Trustpilot reviews for Concord Auto Protect were positive, some customers shared negative or critical feedback. However, it is worth noting that a Concord Auto Protect representative responded to each comment to resolve issues.

Absolutely horrible! I bought four years and they gave me one for $3000. I have a 2008 Dodge Ram & my AC air went out. My bill was $1,600 after they only covered total of $700 and no rental car for two days. The work is was six hours but took two days so they don’t cover any rental car unlless it’s over 8 hrs. I have to pay for a rental car for two days and Freon and everything else, horrible horrible horrible do not use this company! I was assured that mechanical & electrical issues would be covered, not close to being true. If I were to do it over again, I would specifically look for expensive repairs and what they actually cover and you’ll find out it’s cheaper to pay yourself. Good luck – Dan

Final Words

While shopping for an extended warranty, it’s important to do your research before making your final purchase decision. According to the available information on Select Auto Protect and Concord Auto Protect, both providers are sufficient. Despite Select Auto Protect being a fairly new company in the industry, our team has over 30 years of relevant professional experience. 

Both Select Auto Protect and Concord Auto Protect offer similar benefits through their plan offerings. However, Select Auto Protect has a significantly higher rating on Trustpilot. Customers looking for a lower monthly payment for their extended warranty may find Concord Auto Protect too expensive. It also seems as though the link to view sample service agreement is currently unavailable on the website.

Select Auto Protect customers are happy with their services according to their positive reviews and high Trustpilot rating. When you’re in the market for a new extended warranty, consider Select Auto Protect. Contact our friendly customer service team today to receive a custom quote for your vehicle.

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